Is it worth hiring an attorney to handle my auto accident claim?

Understandably, this is the question that gets contemplated most during our consultations.

Could you do it yourself? Yes. Should you do it yourself? Probably not.

There is more to a car accident claim than submitting your claim and accepting whatever insurance decides to pay you. All insurances wish people would represent themselves because it allows them to pay you as little as possible.

Insurance companies have a lot of practice pretending to be “on our side” because they have provided us coverage and/or we really like our insurance agent. But the truth is, the less they pay out, the more money they make and they are a for-profit business. As wonderful as your insurance agent is, an agent has no control over how much money you get for your claim. After paying a premium for all of these years, you should get what you are entitled to.

Remember: You are entitled to be financially compensated for not only damage to your vehicle or your medical bills, but also things like your emotional damages, injuries that may extend into the future, or loss of income while recovering. Attorneys, through their experience, understand what you deserve and what it takes to get it.

In most situations, attorneys can get the medical bills or other out-of-pocket expenses you are supposed to pay back reduced to a smaller amount, putting more money in your pocket.

Most people want to move on as quickly as possible after an accident and put the trauma behind us. Unfortunately, after a car accident, dealing with insurance companies, taking time off work for medical appointments, dealing with pain, and worrying about financial strain can make this process so much more difficult.

An attorney will take over dealing with your insurance adjuster and help you work with your medical providers to reduce financial strain.  That way you can focus on healing.

We have yet to run into a situation where a client was able to get more from the insurance company by themselves, then we have recovered for them even when a client pays attorney fees.

How do attorneys charge for this kind of work? Car accident claims are normally taken on what’s called a “contingent fee” basis. This means that an attorney only gets paid if you get paid. This means you do not have to worry about paying them until the insurance company has paid you. And, despite the attorney fee for all the work they do, because of their expertise and experience in handling auto accident cases, you will likely end up with more in your pocket to help you through your journey ahead then if you negotiated your own claim.

Consultations are free. You risk nothing by talking to us at Earl and Edwards PLLC to help you through this extremely difficult time. At the very least, let us answer your questions and see if we can help give you some clarity about the situation. Stop by our office, give us a call, or send us a chat on Facebook or our website.